Hello,

Unfortunately this is impossible to predict as it will depend on many factors involving the bank's current situation as well as your personal situation. By experience we can say that it is difficult for the bank to accept, but by no means impossible. We have signed a few ‘daciones en pago’ so far. So definitely worth trying if you are sure that you can no longer keep up with the repayments. If you would like us to assist you in this negotiation please don't hesitate to contact us.