Hello,

Property deeds and mortgage deeds are two separate matters. Even if you dissolve the joined ownership, the bank may refuse to leave her as sole mortgage holder.

It is the Bank´s decision and they are not in the obligation to do so. They will study her financial capacity and take a decision.

The dissolution of the ownership can be done regardless what happens with the mortgage. You may be no longer an owner, but still be held responsible for mortgage payments.

Regards,